While 2020 gave us at least two weeks of relative sanity before COVID-19 struck, 2021 started out in utter chaos.
Despite New Year's Day being relatively quiet for the American people, a break from the madness would turn out to be short lived. Here's a look at what the new year has brought so far:
On day two of the new year, University of Texas fans got news that Head Football Coach Tom Herman had been fired. And only moments later, it was announced that Alabama offensive coordinator Steve Sarkisian would replace Herman as head coach.
The announcement came as a shock to many after they just watched the Texas Longhorns beat the Colorado Buffalos in a 55-23 bowl victory and finished the season with a 7-3 record. In December, Texas Athletics Director Chris Del Conte had also confirmed Herman would keep his job.
https://t.co/w0BcDoAJXM https://t.co/fqLa3dr1E0— Chris Del Conte (@Chris Del Conte) 1609605906.0
On Jan. 4, the city experienced the second-highest levels of cedar pollen in the past 25 years. This can be stressful because, while there are some key differences—primarily the lack of fever in the so-called "cedar fever"—pollen allergies and COVID-19 have similar symptoms such as congestion, runny nose, headache, fatigue and change in smell or taste.
In week one of the new year, the U.S. has experienced massive spikes in positive covid cases. Hospitals are maxing out their ICU beds, a joint statement from Ascension Seton, Baylor Scott & White Health and St. David's HealthCare revealed on Tuesday said that 2,473 staffed beds within all three healthcare systems are 79% occupied, and the 483 ICU beds are 88% occupied.
Congress' met to certify the election results with some senators prepared to claim voter fraud, including Texas Senator Ted Cruz.
Trump supporters descended upon Washington D.C. in the thousands for the "Save America" rally at The Ellipse where President Donald Trump told the crowd to march down the road to the nation's Capitol building.
Protesters across the country gathered in front of their own state Capitol buildings, including hundreds of people who congregated in front of the Texas Capitol chanting, "Stop the steal!"
Signs from the Trump rally at the Texas Capitol on Jan 6.Christa McWhirter
By mid-afternoon, the U.S. Capitol building was breached for the first time since 1812 by protesters in D.C. in what is being labeled by lawmakers across the country as an insurrection. Four people were killed in the riot—including one Capitol building police officer.
Austin's Ending Community Homelessness Coalition announced they would not move forward with the homeless count for this year, following many other cities that have cited COVID-19 concerns.
Also on Jan. 7, the U.S. recorded for the first time a one-day death count of 4,000 due to COVID-19. In Texas, the first case of the more contagious COVID-19 strain was identified in a Harris County resident.
Despite so much chaos at the beginning of 2021, one new Austinite seems to be doing well for himself. Tesla CEO Elon Musk was officially named the richest man in the world. The South African entrepreneur recently surpassed Jeff Bezos' worth of $187 billion when his worth rose to $188.5 billion.
@teslaownersSV How strange— Elon Musk (@Elon Musk) 1610033547.0
Some say it feels like 2020 never ended with all that's happened in just one full week of the new year.
So you want to buy a house?
To anyone trying to get on the "housing ladder," it's been a discouraging couple of years as prices skyrocketed in a market crowded with buyers bidding against each other for just about any available home.
Things may be calming down, with the Austin Board of REALTORS reporting fewer sales and more available homes this summer.
Mortgage rates have more than doubled in the last year, from around 3% to well over 6% on a 30-year fixed rate loan, getting even more of a bump this week after the Federal Reserve raised bank rates on Wednesday.
So how affordable are homes right now? That, of course, depends on what you want and how much you're able or willing to pay, but here are some rough estimates of what a typical buyer would pay to buy a $650,000 home, which would be considered "mid-price" in today's market.
Mortgage banker Chris Holland (NMLS 211033) of Austin's Sente Mortgage ran some numbers for Austonia to illustrate a typical purchase.
Holland says that while the 30-year fixed rate mortgage is often mentioned in the media, the most popular loan that he's seeing now is a 7/1 adjustable rate mortgage, which has a fixed rate for 7 years and then adjusts every year based on market rates, with a limit on how much it can increase each year. The interest is amortized over a 30-year period. Adjustable Rate Mortgages (ARMs) offer lower rates than fixed rate loans.
Here are the numbers, which are examples. In practice, exact numbers vary with a buyer's credit rating and overall financial situation, and with the rate, which can move up or down at any time.
- $650,000 home purchase price
- 7/1 ARM at 5.875%
- 5% down payment, equals $32,500
- 95% financed, equals $617,500
- $4,990 payment, including principle and interest (P&I), insurance, and property tax
- Typically, a borrower's debt to income ratio needs to be at or below 45%. So for this mortgage, a borrower, or borrowers, would need income of roughly $11,100/month, or $133,200/year. That number could be higher, depending on the buyer's outstanding credit balances on things like credit cards and car loans.
Holland says he's had a lot of clients approved for loans who were house hunting but have put that on hold, hoping prices come down.
Camp Fimfo Waco, a brand new camping resort, is kicking off football and fall camping season in style! With top-notch amenities, premium accommodations, and 10 weekends of fall fun, there’s no better place to have a fall camping getaway, especially if you’re a Baylor football fan!
Fall promises to be a one-of-a-kind camping experience. From Sept. 16 to Nov. 24, weekends will be packed with fall-themed activities, including special Halloween weekends in October. Campers can enjoy activities like fall crafts, campground trick-or-treating, costume contests, site decorating, outdoor movie nights, and more!
Packages and Ways to Stay
Camp Fimfo Waco
Located just 5 miles from McLane Stadium, Camp Fimfo Waco is the perfect place to stay during home game weekends. Skip the stuffy hotel room and embrace the great outdoors before cheering on the Baylor Bears! Campers can purchase a Baylor Tailgating Package that includes a pre-game meal from Executive Chef Sean Kelley and transportation to and from the game! Chef Kelley will also be cooking up delicious, elevated tailgating meals near the stadium so make sure to check out The Plaid Plate food truck before the game.
Stay in style and comfort, no matter your camping preference! At Camp Fimfo Waco, there are multiple ways to stay. Red Carpet RV sites come with a concrete pad and patio, full hook-ups, cable hook-up, a charcoal grill, fire ring and fire pit. Back-in or pull-thru options are available, as well as coveted spots tucked along the Bosque River!
Don’t have an RV? Not a problem, Camp Fimfo Waco has cabins too! Book a Riverview Firewheel Cabin if you’re looking for an air-conditioned oasis for the whole family. Complete with a kitchen and private bathroom, this cabin can fit up to 10 people. Elevate your stay by adding on a golf cart or snag a private cabana by the pool for guaranteed shade. With wifi available throughout the park, you can stay connected during your stay!
Amenities and Activities
Camp Fimfo Waco
Camp Fimfo Waco features lots of amenities to fill your days with fun, whether you’re a kid or kid at heart. After challenging your friends to a game of pickleball, basketball, or mini golf, go for a dip in the resort-style, heated pool - open daily through October! Stay on the weekends through October to enjoy the interactive splash playground. With plenty of ways to burn off energy, like the jumping pillow or playground, you can be sure to end the day with a peaceful night around the campfire!
Right now, you can get the fourth night FREE when you book three nights with the promo code BONUS! Check out the Offers page for full details and more promo codes!