After being confirmed by Austin City Council as the next Austin Police Chief on Sept. 30, Joseph Chacon was officially sworn in on Friday afternoon.
Members of the community, city council members and Chacon's family witnessed his swearing-in at LifeAustin Mueller at 3 p.m. Saturday. He is now the 10th police chief of the Austin Police Department.
Chacon was named chief by Austin City Manager Spencer Cronk last month and confirmed by City Council in a 9-2 vote. Narrowing a pool of 46 candidates down to seven, then three, Chacon beat out Avery L. Moore, assistant chief of the Dallas Police Department, and Emada E. Tingirides, deputy chief of the Los Angeles Police Department, for the position.
At the event, Mayor Steve Adler said casting his vote for Chacon was one of the easiest he's had to make on Austin City Council.
After the 167th District Court Judge Dayna Blazey administered the Oath of Office, Chacon offered remarks about how impactful it has been to be a police officer for so many years. He also addressed the current relationship of the community and the police department, saying he wants to rebuild relationships.
"I want our community to know I am listening," Chacon said. "I want to be responsive to all stakeholders and segments of our amazing city and ensure that no one feels mistreated or marginalized in their actions with the police. I want them to feel secure and safe."
Chacon has been in law enforcement for 28 years and was appointed assistant chief in Austin in 2016. Despite being part of the police force before its budget cuts, fund reallocation and police cadet raining overhaul, Chacon said he's been receptive to changing the status quo.
As interim chief, he was part of the shift in APD's training curriculum from a "paramilitary nature to one that is based in an adult learning environment" and has reduced police bodycam footage public release from 60 days after an incident to just 10.
He assumes the position after Brian Manley retired in March and the department underwent scrutiny with a rise of murders and crime in the city. The Austin Police Department is also undergoing reform as a result of last year's Black Lives Matter protests that ultimately resulted in city council cutting and reallocating millions of the police budget. The department has additionally faced a staffing shortage that predates the budget cuts and was exacerbated by the halting of police cadet classes—classes resumed with a new curriculum at the beginning of summer.
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So you want to buy a house?
To anyone trying to get on the "housing ladder," it's been a discouraging couple of years as prices skyrocketed in a market crowded with buyers bidding against each other for just about any available home.
Things may be calming down, with the Austin Board of REALTORS reporting fewer sales and more available homes this summer.
Mortgage rates have more than doubled in the last year, from around 3% to well over 6% on a 30-year fixed rate loan, getting even more of a bump this week after the Federal Reserve raised bank rates on Wednesday.
So how affordable are homes right now? That, of course, depends on what you want and how much you're able or willing to pay, but here are some rough estimates of what a typical buyer would pay to buy a $650,000 home, which would be considered "mid-price" in today's market.
Mortgage banker Chris Holland (NMLS 211033) of Austin's Sente Mortgage ran some numbers for Austonia to illustrate a typical purchase.
Holland says that while the 30-year fixed rate mortgage is often mentioned in the media, the most popular loan that he's seeing now is a 7/1 adjustable rate mortgage, which has a fixed rate for 7 years and then adjusts every year based on market rates, with a limit on how much it can increase each year. The interest is amortized over a 30-year period. Adjustable Rate Mortgages (ARMs) offer lower rates than fixed rate loans.
Here are the numbers, which are examples. In practice, exact numbers vary with a buyer's credit rating and overall financial situation, and with the rate, which can move up or down at any time.
- $650,000 home purchase price
- 7/1 ARM at 5.875%
- 5% down payment, equals $32,500
- 95% financed, equals $617,500
- $4,990 payment, including principle and interest (P&I), insurance, and property tax
- Typically, a borrower's debt to income ratio needs to be at or below 45%. So for this mortgage, a borrower, or borrowers, would need income of roughly $11,100/month, or $133,200/year. That number could be higher, depending on the buyer's outstanding credit balances on things like credit cards and car loans.
Holland says he's had a lot of clients approved for loans who were house hunting but have put that on hold, hoping prices come down.
Camp Fimfo Waco, a brand new camping resort, is kicking off football and fall camping season in style! With top-notch amenities, premium accommodations, and 10 weekends of fall fun, there’s no better place to have a fall camping getaway, especially if you’re a Baylor football fan!
Fall promises to be a one-of-a-kind camping experience. From Sept. 16 to Nov. 24, weekends will be packed with fall-themed activities, including special Halloween weekends in October. Campers can enjoy activities like fall crafts, campground trick-or-treating, costume contests, site decorating, outdoor movie nights, and more!
Packages and Ways to Stay
Camp Fimfo Waco
Located just 5 miles from McLane Stadium, Camp Fimfo Waco is the perfect place to stay during home game weekends. Skip the stuffy hotel room and embrace the great outdoors before cheering on the Baylor Bears! Campers can purchase a Baylor Tailgating Package that includes a pre-game meal from Executive Chef Sean Kelley and transportation to and from the game! Chef Kelley will also be cooking up delicious, elevated tailgating meals near the stadium so make sure to check out The Plaid Plate food truck before the game.
Stay in style and comfort, no matter your camping preference! At Camp Fimfo Waco, there are multiple ways to stay. Red Carpet RV sites come with a concrete pad and patio, full hook-ups, cable hook-up, a charcoal grill, fire ring and fire pit. Back-in or pull-thru options are available, as well as coveted spots tucked along the Bosque River!
Don’t have an RV? Not a problem, Camp Fimfo Waco has cabins too! Book a Riverview Firewheel Cabin if you’re looking for an air-conditioned oasis for the whole family. Complete with a kitchen and private bathroom, this cabin can fit up to 10 people. Elevate your stay by adding on a golf cart or snag a private cabana by the pool for guaranteed shade. With wifi available throughout the park, you can stay connected during your stay!
Amenities and Activities
Camp Fimfo Waco
Camp Fimfo Waco features lots of amenities to fill your days with fun, whether you’re a kid or kid at heart. After challenging your friends to a game of pickleball, basketball, or mini golf, go for a dip in the resort-style, heated pool - open daily through October! Stay on the weekends through October to enjoy the interactive splash playground. With plenty of ways to burn off energy, like the jumping pillow or playground, you can be sure to end the day with a peaceful night around the campfire!
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