When their daughter's public school closed due to the pandemic last year, Austin education entrepreneurs Alyssa and Mica Villalon did what everyone else did: They tried to finish her kindergarten year online.
"It was a real struggle," Alyssa Villalon said.
Four months later, the couple, both former educators, hope to be a solution for families like theirs, in the face of a looming back-to-school season fraught with fears over a pandemic that has not subsided.
Their new venture, Teachers2U, matches teachers to family groups seeking help with virtual schooling. They are part of the machinery behind the advent of modern-day one-room schoolhouses popping up in homes and backyards across the country.
The response in the Austin area has been, Alyssa Villalon said, "overwhelming."
A new wave in education
Homeschool is nothing new, but learning "pods" is a phenomenon that has exploded during the pandemic, as districts limit in-person schools or offer online courses as an alternative.
Teachers2U hires teachers with competitive pay and benefits, an easier schedule, less administrative work and, hopefully, a safer environment. Families are responsible for finding their own groups. The company then matches a teacher to the group, and "school" is held at homes—sometimes the locations rotate, sometimes they stay in one spot.
The idea is hailed as an innovative solution by some parents who fear exposing their kids to the virus at school. It is a particular boon for those who work, or who want to avoid isolation, or who would rather have a professional teaching their kids than stumble through it themselves.
It is also criticized as a solution that drains teachers and funding from the district and segregates children along racial and economic lines.
The alternatives are to educate them ourselves while also trying to keep our jobs going, which we know from the las… https://t.co/20PDIf19cY— Dr. Paige Harden (@Dr. Paige Harden) 1594680746.0
While they encourage the families they serve to stay enrolled in their public districts, the Villalons also hope that at least some will use their program long-term—a hybrid of homeschooling and traditional public school.
"We think this is going to be a new wave and educational model," said Mica Villalon.
Meeting a need
The Villalons have, for the past 8 years, owned and operated Sportball, which hosts sports camps for Austin children throughout the year.
They hatched the idea for Teachers2U after the pandemic forced them to cancel their school-based activities, which utilized professional coaches, and start running tiny camps for family groups out of backyards. Copying the model for teachers was easy, they said.
"One thing we're really trying to do is to really benefit the students," Alyssa Villalon said. "We really want to give them success in this crazy time."
The families pay rates that are similar to most area daycares, and they avoid the pitfalls of doing it on their own—namely insurance issues and the legality of caring for other people's kids without a license.
The company is seeking grants that would allow them to start offering spots to lower-income families.
Some teachers are retired, and others come from private schools. Others are taking a district-sanctioned leave of absence for the rest of the year.
Before their initial launch this month, Teachers2U had 10 family groups and even more teachers already signed up for their services. Just six weeks after the idea was hatched, their business model and license has been snapped up by partners in Denver and Los Angeles.
The couple has been getting calls from El Paso, North Carolina, South Florida, Oklahoma and other states to set up programs there.
"We haven't advertised," she said, "at all."
The Villalons want to continue supporting the public schools. They also want to support teachers who want to keep teaching but are afraid to go back into classes—and families for whom effective home-based learning may not be a viable alternative without help.
"It's been really nice to see and hear the relief in parents when they see this as a viable solution for the fall," Mica Villalon said. "And actually be excited about it."
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So you want to buy a house?
To anyone trying to get on the "housing ladder," it's been a discouraging couple of years as prices skyrocketed in a market crowded with buyers bidding against each other for just about any available home.
Things may be calming down, with the Austin Board of REALTORS reporting fewer sales and more available homes this summer.
Mortgage rates have more than doubled in the last year, from around 3% to well over 6% on a 30-year fixed rate loan, getting even more of a bump this week after the Federal Reserve raised bank rates on Wednesday.
So how affordable are homes right now? That, of course, depends on what you want and how much you're able or willing to pay, but here are some rough estimates of what a typical buyer would pay to buy a $650,000 home, which would be considered "mid-price" in today's market.
Mortgage banker Chris Holland (NMLS 211033) of Austin's Sente Mortgage ran some numbers for Austonia to illustrate a typical purchase.
Holland says that while the 30-year fixed rate mortgage is often mentioned in the media, the most popular loan that he's seeing now is a 7/1 adjustable rate mortgage, which has a fixed rate for 7 years and then adjusts every year based on market rates, with a limit on how much it can increase each year. The interest is amortized over a 30-year period. Adjustable Rate Mortgages (ARMs) offer lower rates than fixed rate loans.
Here are the numbers, which are examples. In practice, exact numbers vary with a buyer's credit rating and overall financial situation, and with the rate, which can move up or down at any time.
- $650,000 home purchase price
- 7/1 ARM at 5.875%
- 5% down payment, equals $32,500
- 95% financed, equals $617,500
- $4,990 payment, including principle and interest (P&I), insurance, and property tax
- Typically, a borrower's debt to income ratio needs to be at or below 45%. So for this mortgage, a borrower, or borrowers, would need income of roughly $11,100/month, or $133,200/year. That number could be higher, depending on the buyer's outstanding credit balances on things like credit cards and car loans.
Holland says he's had a lot of clients approved for loans who were house hunting but have put that on hold, hoping prices come down.
Camp Fimfo Waco, a brand new camping resort, is kicking off football and fall camping season in style! With top-notch amenities, premium accommodations, and 10 weekends of fall fun, there’s no better place to have a fall camping getaway, especially if you’re a Baylor football fan!
Fall promises to be a one-of-a-kind camping experience. From Sept. 16 to Nov. 24, weekends will be packed with fall-themed activities, including special Halloween weekends in October. Campers can enjoy activities like fall crafts, campground trick-or-treating, costume contests, site decorating, outdoor movie nights, and more!
Packages and Ways to Stay
Camp Fimfo Waco
Located just 5 miles from McLane Stadium, Camp Fimfo Waco is the perfect place to stay during home game weekends. Skip the stuffy hotel room and embrace the great outdoors before cheering on the Baylor Bears! Campers can purchase a Baylor Tailgating Package that includes a pre-game meal from Executive Chef Sean Kelley and transportation to and from the game! Chef Kelley will also be cooking up delicious, elevated tailgating meals near the stadium so make sure to check out The Plaid Plate food truck before the game.
Stay in style and comfort, no matter your camping preference! At Camp Fimfo Waco, there are multiple ways to stay. Red Carpet RV sites come with a concrete pad and patio, full hook-ups, cable hook-up, a charcoal grill, fire ring and fire pit. Back-in or pull-thru options are available, as well as coveted spots tucked along the Bosque River!
Don’t have an RV? Not a problem, Camp Fimfo Waco has cabins too! Book a Riverview Firewheel Cabin if you’re looking for an air-conditioned oasis for the whole family. Complete with a kitchen and private bathroom, this cabin can fit up to 10 people. Elevate your stay by adding on a golf cart or snag a private cabana by the pool for guaranteed shade. With wifi available throughout the park, you can stay connected during your stay!
Amenities and Activities
Camp Fimfo Waco
Camp Fimfo Waco features lots of amenities to fill your days with fun, whether you’re a kid or kid at heart. After challenging your friends to a game of pickleball, basketball, or mini golf, go for a dip in the resort-style, heated pool - open daily through October! Stay on the weekends through October to enjoy the interactive splash playground. With plenty of ways to burn off energy, like the jumping pillow or playground, you can be sure to end the day with a peaceful night around the campfire!
Right now, you can get the fourth night FREE when you book three nights with the promo code BONUS! Check out the Offers page for full details and more promo codes!