When the pandemic shut down Austin student Grant Sherwood's school along with the rest of the district in March, continuing his education online was simply not possible.
For Grant, a 20-year-old with cerebral palsy and severe cognitive disabilities, education is almost entirely social and emotional skill-building, practicing communication and finding joy in being with people like himself.
So when his teacher at Rosedale School attempted Zoom video sessions with him, as educators across the district were instructed to do, Grant was so dismissive that it was almost comical, said his father, Dr. Stephen Sherwood, a pediatric dentist in Austin.
"He would just start saying 'goodbye!'" his father said with a chuckle. "His learning is very, very delayed. He has the ability to learn, but learning online is not even an option for him."
In-person or not at all
Earlier this week, Dr. Mark Escott, interim health authority for Austin and Travis County, told county commissioners that he strongly agreed with a recent national study urging schools to prioritize younger children and special education programs as they come up with ways to reopen schools to in-person classes.
They were welcome words for the Sherwoods, who are outliers in an increasingly tense national debate, as parents and politicians weigh the pros and cons of sending kids to school in person during a pandemic or keeping them home to learn virtually until COVID-19 cases flatten.
For Grant, who will need round-the-clock physical and medical care for the rest of his life, there really is no debate, and there is certainly no "pro" to online learning.
This fall, Grant will be entering his third year at Rosedale, an Austin ISD campus that specializes in teaching and caring for children with severe disabilities up through age 21.
Without the doors open, there is little role that Rosedale—which Sherwood described as a warm and nurturing place—can play in Grant's life.
"He enjoyed riding the bus, he was at school all day long," he said. "His teachers, his classmates—he just really thrives on having his regular social interaction with the people in his life."
Social distancing is difficult
Sherwood, whose wife Krista stays home to take care of Grant and their other three kids, ages 13, 16 and 18, while he works, also recognizes how difficult it would be for students like Grant to follow health guidelines at school.
In Grant's case, he coughs a lot, and he won't keep a mask on, which means the family can't really take him anywhere that requires it, Sherwood said.
"They don't have the ability to really control how they spread their germs," he said. "It's just a hard situation because we want our teachers to be safe, too, and don't want to put them at additional risk."
He believes the school will advocate for Grant and the other students, and that administrators will work to bring them back as soon as possible.
Sherwood said they'll take anything they can get, because while the tight-knit family has enjoyed some aspects of so much togetherness, the isolation has taken its toll on everyone.
"His cognitive disability is such that he can't tell us, 'Man, I really am bummed out because I can't see my teachers and my friends,'" Sherwood said. "But we've noticed that he's not really been himself."
With no plans announced and no real idea when Grant will be able to go back, there's not much to do but play the waiting game that's been dragging on through an exhausting summer.
"We'll just keep doing what we've been doing," Sherwood said. "One day at a time."
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So you want to buy a house?
To anyone trying to get on the "housing ladder," it's been a discouraging couple of years as prices skyrocketed in a market crowded with buyers bidding against each other for just about any available home.
Things may be calming down, with the Austin Board of REALTORS reporting fewer sales and more available homes this summer.
Mortgage rates have more than doubled in the last year, from around 3% to well over 6% on a 30-year fixed rate loan, getting even more of a bump this week after the Federal Reserve raised bank rates on Wednesday.
So how affordable are homes right now? That, of course, depends on what you want and how much you're able or willing to pay, but here are some rough estimates of what a typical buyer would pay to buy a $650,000 home, which would be considered "mid-price" in today's market.
Mortgage banker Chris Holland (NMLS 211033) of Austin's Sente Mortgage ran some numbers for Austonia to illustrate a typical purchase.
Holland says that while the 30-year fixed rate mortgage is often mentioned in the media, the most popular loan that he's seeing now is a 7/1 adjustable rate mortgage, which has a fixed rate for 7 years and then adjusts every year based on market rates, with a limit on how much it can increase each year. The interest is amortized over a 30-year period. Adjustable Rate Mortgages (ARMs) offer lower rates than fixed rate loans.
Here are the numbers, which are examples. In practice, exact numbers vary with a buyer's credit rating and overall financial situation, and with the rate, which can move up or down at any time.
- $650,000 home purchase price
- 7/1 ARM at 5.875%
- 5% down payment, equals $32,500
- 95% financed, equals $617,500
- $4,990 payment, including principle and interest (P&I), insurance, and property tax
- Typically, a borrower's debt to income ratio needs to be at or below 45%. So for this mortgage, a borrower, or borrowers, would need income of roughly $11,100/month, or $133,200/year. That number could be higher, depending on the buyer's outstanding credit balances on things like credit cards and car loans.
Holland says he's had a lot of clients approved for loans who were house hunting but have put that on hold, hoping prices come down.
Camp Fimfo Waco, a brand new camping resort, is kicking off football and fall camping season in style! With top-notch amenities, premium accommodations, and 10 weekends of fall fun, there’s no better place to have a fall camping getaway, especially if you’re a Baylor football fan!
Fall promises to be a one-of-a-kind camping experience. From Sept. 16 to Nov. 24, weekends will be packed with fall-themed activities, including special Halloween weekends in October. Campers can enjoy activities like fall crafts, campground trick-or-treating, costume contests, site decorating, outdoor movie nights, and more!
Packages and Ways to Stay
Camp Fimfo Waco
Located just 5 miles from McLane Stadium, Camp Fimfo Waco is the perfect place to stay during home game weekends. Skip the stuffy hotel room and embrace the great outdoors before cheering on the Baylor Bears! Campers can purchase a Baylor Tailgating Package that includes a pre-game meal from Executive Chef Sean Kelley and transportation to and from the game! Chef Kelley will also be cooking up delicious, elevated tailgating meals near the stadium so make sure to check out The Plaid Plate food truck before the game.
Stay in style and comfort, no matter your camping preference! At Camp Fimfo Waco, there are multiple ways to stay. Red Carpet RV sites come with a concrete pad and patio, full hook-ups, cable hook-up, a charcoal grill, fire ring and fire pit. Back-in or pull-thru options are available, as well as coveted spots tucked along the Bosque River!
Don’t have an RV? Not a problem, Camp Fimfo Waco has cabins too! Book a Riverview Firewheel Cabin if you’re looking for an air-conditioned oasis for the whole family. Complete with a kitchen and private bathroom, this cabin can fit up to 10 people. Elevate your stay by adding on a golf cart or snag a private cabana by the pool for guaranteed shade. With wifi available throughout the park, you can stay connected during your stay!
Amenities and Activities
Camp Fimfo Waco
Camp Fimfo Waco features lots of amenities to fill your days with fun, whether you’re a kid or kid at heart. After challenging your friends to a game of pickleball, basketball, or mini golf, go for a dip in the resort-style, heated pool - open daily through October! Stay on the weekends through October to enjoy the interactive splash playground. With plenty of ways to burn off energy, like the jumping pillow or playground, you can be sure to end the day with a peaceful night around the campfire!
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