Chris Del Conte, the always-upbeat University of Texas athletics director, is confident there will be Longhorn football this fall.
"I'm fully optimistic," Del Conte said Tuesday in an interview with Austonia. "There will be football at DKR [Memorial Stadium] this fall."
But as of mid-May, the UT AD has no firm answers on what sort of impact the ongoing coronavirus pandemic will have in September. UT's season opener against South Florida, Sept. 5, still is on the calendar.
All Del Conte can do is plan for every scenario, whether that means robust business-as-usual for an athletic program that generated nearly $224 million in revenue last fiscal year; playing a modified schedule with or without fans in the stands; or a doomsday fall without football, the sport that pays most of the bills.
Del Conte said he has four committees working on issues relating to the athletes, staff, the games and game management when or if they're played. If football happens, chances are other fall sports—mainly women's volleyball and soccer—also will receive the go-ahead.
On March 12, the NCAA canceled all college sports competitions for the spring. Individual leagues, like the Big 12 and Southeastern conferences, then told schools that football teams couldn't conduct the traditional 15-session spring workouts that usually end with a giant scrimmage. The leagues also dictated how much interaction coaches could have with athletes, most of whom moved home after campuses closed. The restrictions will be reassessed by May 31.
As parts of the country are starting to reopen, so, too, is the sports world, with professional baseball, golf and basketball moving toward limited reopening.
So what about college football, which is celebrated across the state? There already are some parameters being set.
NCAA president Mark Emmert said last week he doesn't think football will be played at schools if campuses aren't open this fall.
"All of the commissioners and every president that I've talked to is in clear agreement," Emmert said in an interview posted on the NCAA's Twitter account. "If you don't have students on campus, you don't have student-athletes on campus. That doesn't mean it has to be up and running in the full normal model, but you've got to treat the health and well-being of the athletes at least as much as the regular students. So if a school doesn't reopen, then they're not going to be playing sports. It's really that simple."
Del Conte said UT will be open this fall.
Texas A&M chancellor John Sharp told the Texas Tribune last week that Aggie students will be able to return to campus for fall classes—and football. Baylor and Texas Tech also are planning on reopening.
Coaches have indicated that in order to play football in the fall, the teams would need about six weeks of practice time. There would be about two weeks of orientation, or what the team missed in spring practices. The remaining time would be considered preseason training camp.
That means if the season is to start on time, players would have to be allowed back by mid-July.
Meanwhile, athletic directors are working on social-distancing plans for the games.
Texas A&M athletic director Ross Bjork, in a teleconference last week, said he's working on the following questions:
"How do we make people feel comfortable? What does social distancing look like, you know, come the fall? What are all the best practices and protocols that are out there? All those things are on the table, and we're constantly going through them, and again, these things are all fluid. The good thing is we do have time to make those decisions."
Del Conte said any plans are fluid, depending on how well the virus is controlled. But in mid-May, there is the luxury of time.
"We're not making any rash decisions at the University of Texas," Del Conte said. "We have an optimistic view, we'll be here in the fall."
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So you want to buy a house?
To anyone trying to get on the "housing ladder," it's been a discouraging couple of years as prices skyrocketed in a market crowded with buyers bidding against each other for just about any available home.
Things may be calming down, with the Austin Board of REALTORS reporting fewer sales and more available homes this summer.
Mortgage rates have more than doubled in the last year, from around 3% to well over 6% on a 30-year fixed rate loan, getting even more of a bump this week after the Federal Reserve raised bank rates on Wednesday.
So how affordable are homes right now? That, of course, depends on what you want and how much you're able or willing to pay, but here are some rough estimates of what a typical buyer would pay to buy a $650,000 home, which would be considered "mid-price" in today's market.
Mortgage banker Chris Holland (NMLS 211033) of Austin's Sente Mortgage ran some numbers for Austonia to illustrate a typical purchase.
Holland says that while the 30-year fixed rate mortgage is often mentioned in the media, the most popular loan that he's seeing now is a 7/1 adjustable rate mortgage, which has a fixed rate for 7 years and then adjusts every year based on market rates, with a limit on how much it can increase each year. The interest is amortized over a 30-year period. Adjustable Rate Mortgages (ARMs) offer lower rates than fixed rate loans.
Here are the numbers, which are examples. In practice, exact numbers vary with a buyer's credit rating and overall financial situation, and with the rate, which can move up or down at any time.
- $650,000 home purchase price
- 7/1 ARM at 5.875%
- 5% down payment, equals $32,500
- 95% financed, equals $617,500
- $4,990 payment, including principle and interest (P&I), insurance, and property tax
- Typically, a borrower's debt to income ratio needs to be at or below 45%. So for this mortgage, a borrower, or borrowers, would need income of roughly $11,100/month, or $133,200/year. That number could be higher, depending on the buyer's outstanding credit balances on things like credit cards and car loans.
Holland says he's had a lot of clients approved for loans who were house hunting but have put that on hold, hoping prices come down.
Camp Fimfo Waco, a brand new camping resort, is kicking off football and fall camping season in style! With top-notch amenities, premium accommodations, and 10 weekends of fall fun, there’s no better place to have a fall camping getaway, especially if you’re a Baylor football fan!
Fall promises to be a one-of-a-kind camping experience. From Sept. 16 to Nov. 24, weekends will be packed with fall-themed activities, including special Halloween weekends in October. Campers can enjoy activities like fall crafts, campground trick-or-treating, costume contests, site decorating, outdoor movie nights, and more!
Packages and Ways to Stay
Camp Fimfo Waco
Located just 5 miles from McLane Stadium, Camp Fimfo Waco is the perfect place to stay during home game weekends. Skip the stuffy hotel room and embrace the great outdoors before cheering on the Baylor Bears! Campers can purchase a Baylor Tailgating Package that includes a pre-game meal from Executive Chef Sean Kelley and transportation to and from the game! Chef Kelley will also be cooking up delicious, elevated tailgating meals near the stadium so make sure to check out The Plaid Plate food truck before the game.
Stay in style and comfort, no matter your camping preference! At Camp Fimfo Waco, there are multiple ways to stay. Red Carpet RV sites come with a concrete pad and patio, full hook-ups, cable hook-up, a charcoal grill, fire ring and fire pit. Back-in or pull-thru options are available, as well as coveted spots tucked along the Bosque River!
Don’t have an RV? Not a problem, Camp Fimfo Waco has cabins too! Book a Riverview Firewheel Cabin if you’re looking for an air-conditioned oasis for the whole family. Complete with a kitchen and private bathroom, this cabin can fit up to 10 people. Elevate your stay by adding on a golf cart or snag a private cabana by the pool for guaranteed shade. With wifi available throughout the park, you can stay connected during your stay!
Amenities and Activities
Camp Fimfo Waco
Camp Fimfo Waco features lots of amenities to fill your days with fun, whether you’re a kid or kid at heart. After challenging your friends to a game of pickleball, basketball, or mini golf, go for a dip in the resort-style, heated pool - open daily through October! Stay on the weekends through October to enjoy the interactive splash playground. With plenty of ways to burn off energy, like the jumping pillow or playground, you can be sure to end the day with a peaceful night around the campfire!
Right now, you can get the fourth night FREE when you book three nights with the promo code BONUS! Check out the Offers page for full details and more promo codes!