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​Texas suburbs top Austin's cost of living, new household bills study says

Austin has been regarded as one of the most expensive cities in the country recently. (Canva)

Living in a growing city is expensive—the average Austinite pays $2,447 per month to live here, which is more than any other major city in the state. However, you may be surprised to learn 25 other Texas cities are even more expensive to live in.

According to a study done by doxo, which broke down the 10 most common household bills, Texas is the 20th most expensive state in the country. More than 4,000 cities nationwide were included in the study, with Austin ranking 964th and within the top 25% most expensive.

Austinites pay 22.2% more in monthly bills than the national average, which is $2,033. However, Austin isn’t the most expensive by a long shot with 25 suburbs coming in ahead, and upscale Dallas suburb Southlake taking first place in Texas at $3,655.

Southlake is an outlier, at $600 more expensive than Houston-adjacent Bellaire in second place, though three Austin suburbs came in higher than the capital city: Buda in 10th place, Dripping Springs in 19th place and Hutto in 21st. Round Rock was one place behind Austin.

Housing payments

Luxury house in Travis Heights. (Austonia file photo)

Moving to the suburbs is bound to get you a cheaper price on a house, but you’re likely to pay almost the same price in rent. Dripping Springs had the highest Austin-area mortgage price—Austin came in $200 cheaper at $2,173 per month—but the average price in Buda, Hutto and Round Rock was around $1,500.

When it comes to rental prices, you’re going to find similar rates from the city center to suburbs. Doxo’s average rent for Austin falls at $1,316, which turned out to be cheaper than Buda, Hutto and Round Rock, though Dripping Springs clocked in $100 cheaper.

Car costs


When it comes to owning a car in Austin, it tends to be cheaper than its suburban counterparts except when it comes to insurance. While Austinites tend to pay about $50 more than the average American car payment, which is $433, buying a car in neighboring suburbs is actually more expensive. In Hutto, the average was nearly $800 per month in car payments.

The average American pays $196 per month on car insurance, though the average Austinite pays $228, which capped out all the nearby suburbs.



Utilities in Austin are on the cheaper end—the average resident pays $203 per month compared to the American average of $328 monthly. Austin was cheaper than all the other suburbs except Hutto but Buda soared high above the rest of the cities at $460 per month in utility payments.

As for health insurance, Austin was most expensive but only by around $20 per month. The average resident here pays $116 for medical insurance, $97 in Hutto and Dripping Springs, and $50 in Round Rock.

Thankfully, Central Texans pay about the same on cable and internet as the rest of the country. Austin was only $10 above the national average of $114, while Hutto paid $127 per month.

All that info will have you thinking twice before choosing which suburb to move to!


1923 Lake Austin mansion demolition request pitting preservationists and some neighbors against owner and city preservation office
Austin Monitor

By Jonathan Lee

The Planning Commission was split Tuesday on whether to help save an eclectic lakefront estate from demolition by zoning it historic amid concerns over tax breaks and the likelihood that a previous owner participated in segregation as a business owner.

The property in question, known as the Delisle House, is located at 2002 Scenic Drive in Tarrytown. The main house, with Spanish and Modern influences, was built in 1923 by Raymond Delisle, an optician. A Gothic Revival accessory apartment was built in 1946. The current owner applied to demolish the structures in order to build a new home.'

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Freaky Floats and other Austin food & drink news
Austin Motel

What's new in Austin food & drink this week:

  • Nau's Enfield Drug closing after losing their lease. Did McGuire Moorman Lambert buy the building, with its vintage soda fountain?
  • Nixta Taqueria Chef Edgar Rico named to Time Magazine's Time 100 Next influencer list, after winning a James Beard Award earlier this year.
  • Question: From what BBQ joint did pescatarian Harry Styles order food this week?
  • Austin Motel is opening the pool and pool bar Wednesday nights in October for Freaky Floats.
  • Vincent's on the Lake closing due to "economic conditions and low water levels [at Lake Travis]."
  • Cenote has closed its Windsor Park location. The East Cesar Chavez location remains open.
  • The Steeping Room on N. Lamar has closed.
  • Local startup It's Skinnyscored new financing for its gluten-free pasta business.
  • P. Terry's opened a new location in Kyle, at 18940 IH-35.