By Dan Rosenzweig-Ziff
When Jarrod Stringer updated his driver's license address in 2014, the Texas Department of Public Safety website asked if he wanted to register to vote. He clicked yes and thought he was registered. That fall, when he went to vote in San Antonio, he was denied. According to the system, he had never registered. It was past the registration deadline, so he couldn't vote.
That kicked off a six-year legal battle that included two lawsuits for the right for Texans to register to vote online while updating their licenses.
"It's traumatic when you can't vote," Stringer said. "It's implicitly saying, 'You don't have a voice. You can't participate in change.'"
On Wednesday, Stringer won that "mind-boggling" fight with the state of Texas two weeks before the deadline to register to vote in 2020. Acting on a federal judge's orders, the state updated its online systems to allow people to add their names to the voter rolls when they update their licenses.
While it's a limited step — the online option is still only available to people updating their licenses — the change marks the first time Texans have been able to register to vote online, which advocates say could significantly increase turnout both this year and for future elections.
Mimi Marziani, the president of the Texas Civil Rights Project, which brought forward the lawsuits, said the change specifically helps marginalized Texans, who most often move.
"This is absolutely a victory for voting rights for all Texans," Marziani said. "It's a particular victory for younger Texans, poorer Texans and Texans of color."
The National Voter Registration Act, known as the motor voter law, requires states to let residents complete their voter registration applications when they apply for or renew their driver's licenses. Marziani said she took up the case because Stringer had been denied that right.
Previously, Texans like Stringer who tried to register while using the state's online license portal were directed to a blank registration form they had to fill out, print and send to their county registrar. The state was forced to change that system after U.S. District Judge Orlando Garcia ruled last month that DPS is "legally obligated" to allow voters to simultaneously register to vote with every license renewal or change-of-address application. Garcia had ordered the state to set up a "fully operable" online system by Wednesday.
"The Secretary of State and Texas Department of Public Safety are in compliance with the court's order," said Kayleigh Date, a spokesperson for the Office of the Attorney General, in a statement.
According to Marziani, 1.9 million Texans use the Department of Public Safety's online portal to update their driving information each year, and 96% of eligible Texans have their driver's licenses. Texas drivers can renew their licenses online if they renewed them in person the previous time, they are older than 18 but younger than 79, and their licenses expire within two years or have been expired for less than two years, among other restrictions. Texas has more than 16.6 million registered voters.
The coronavirus has brought widespread concern about how people can vote safely in Texas this November, especially as the state's elected leaders have resisted the idea of broadening who is eligible to vote by mail. Campaigns and advocates from both parties have found that registering new voters has been a challenge without online voting. Forty-one states have passed legislation to allow residents to register to vote online; Texas is not one of them.
Marziani said Wednesday's move shows the state has the infrastructure in place to expand online voting beyond DPS and renewing driver's licenses.
"The system they use is the exact same system that they would implement for a broader online voter registration," Marziani said. "This is a flashing green light for the Legislature to finally bring Texas in line with states across the country and pass online voter registration."
Date did not answer questions about whether this would be possible or whether the state expected to expand online voter registration.
While some state leaders have staunchly opposed any form of online registration, Garcia's ruling last month said online registration would actually bolster security and election integrity.
"Uncontested expert testimony shows that a compliant DPS system would very likely lead to great efficiency, less human error, a massive saving in costs, and increased voter registration," Garcia wrote.
For Stringer, who moved again in August and waited to update his license until Wednesday, the action by the state was a relief.
"The representation of the people in the state of Texas is more fair today than it was two weeks ago," he said. "Part of what it means to be a citizen is to vote without duress. It's a huge deal."
The Texas Tribune is a nonprofit, nonpartisan media organization that informs Texans — and engages with them — about public policy, politics, government and statewide issues.
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So you want to buy a house?
To anyone trying to get on the "housing ladder," it's been a discouraging couple of years as prices skyrocketed in a market crowded with buyers bidding against each other for just about any available home.
Things may be calming down, with the Austin Board of REALTORS reporting fewer sales and more available homes this summer, but prices here are still moving up. ABoR's latest numbers peg the City of Austin median home price at $633,000 in July, the most recent month of data available.
Mortgage rates have more than doubled in the last year, from around 3% to well over 6% on a 30-year fixed rate loan, getting even more of a bump this week after the Federal Reserve raised bank rates on Wednesday.
So how affordable are homes right now? That, of course, depends on what you want and how much you're able or willing to pay, but here are some rough estimates of what a typical buyer would pay to buy a $650,000 home, which is roughly the "average" Austin home right now.
Mortgage banker Chris Holland (NMLS 211033) of Austin's Sente Mortgage ran some numbers for Austonia to illustrate a typical purchase.
Holland says that while the 30-year fixed rate mortgage is often mentioned in the media, the most popular loan that he's seeing now is a 7/1 adjustable rate mortgage, which has a fixed rate for 7 years and then adjusts every year based on market rates, with a limit on how much it can increase each year. The interest is amortized over a 30-year period. Adjustable Rate Mortgages (ARMs) offer lower rates than fixed rate loans.
Here are the numbers, which are examples. In practice, exact numbers vary with a buyer's credit rating and overall financial situation, and with the rate, which can move up or down at any time.
- $650,000 home purchase price
- 7/1 ARM at 5.875%
- 5% down payment, equals $32,500
- 95% financed, equals $617,500
- $4,990 payment, including principle and interest (P&I), insurance, and property tax
- Typically, a borrower's debt to income ratio needs to be at or below 45%. So for this mortgage, a borrower, or borrowers, would need income of roughly $11,100/month, or $133,200/year. That number could be higher, depending on the buyer's outstanding credit balances on things like credit cards and car loans.
Holland says he's had a lot of clients approved for loans who were house hunting but have put that on hold, hoping prices come down.
Camp Fimfo Waco, a brand new camping resort, is kicking off football and fall camping season in style! With top-notch amenities, premium accommodations, and 10 weekends of fall fun, there’s no better place to have a fall camping getaway, especially if you’re a Baylor football fan!
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Located just 5 miles from McLane Stadium, Camp Fimfo Waco is the perfect place to stay during home game weekends. Skip the stuffy hotel room and embrace the great outdoors before cheering on the Baylor Bears! Campers can purchase a Baylor Tailgating Package that includes a pre-game meal from Executive Chef Sean Kelley and transportation to and from the game! Chef Kelley will also be cooking up delicious, elevated tailgating meals near the stadium so make sure to check out The Plaid Plate food truck before the game.
Stay in style and comfort, no matter your camping preference! At Camp Fimfo Waco, there are multiple ways to stay. Red Carpet RV sites come with a concrete pad and patio, full hook-ups, cable hook-up, a charcoal grill, fire ring and fire pit. Back-in or pull-thru options are available, as well as coveted spots tucked along the Bosque River!
Don’t have an RV? Not a problem, Camp Fimfo Waco has cabins too! Book a Riverview Firewheel Cabin if you’re looking for an air-conditioned oasis for the whole family. Complete with a kitchen and private bathroom, this cabin can fit up to 10 people. Elevate your stay by adding on a golf cart or snag a private cabana by the pool for guaranteed shade. With wifi available throughout the park, you can stay connected during your stay!
Amenities and Activities
Camp Fimfo Waco
Camp Fimfo Waco features lots of amenities to fill your days with fun, whether you’re a kid or kid at heart. After challenging your friends to a game of pickleball, basketball, or mini golf, go for a dip in the resort-style, heated pool - open daily through October! Stay on the weekends through October to enjoy the interactive splash playground. With plenty of ways to burn off energy, like the jumping pillow or playground, you can be sure to end the day with a peaceful night around the campfire!
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